Questions
people ask about our loans
Q: How much can we borrow?
Any amount from
$250 to $20,000 depending on the security you can offer and
the ability to repay. State your requirements and we will try
and match them.
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Q: Can the loan
be used for any purpose?
Yes. There are
no restrictions be it car, holiday, home improvements or to
pay off all your existing commitments.
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Q: How confidential
is my application?
A: All applications
are treated in the strictest confidence. Your bank, employer
etc will not be contacted without your permission.
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Q: What if I need
to borrow more money?
Simply contact
us again and we will endeavour to provide you with a further
advance.
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Q: What happens
after I receive my cheque?
With more than
12 years experience in finance we trust you will remain a satisfied
client. However, if you do experience any problems we are always
on hand to assist you.
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Q: What happens if I sell my car/house?
In certain cases
the loan can be transferred to your new car/property, otherwise
your loan can be settled from the proceeds of your sale.
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Q: What happens
if I complete the application form and then change my mind?
Nothing - you
are not of course obliged to proceed - we will send you a printed
copy of your application for you to sign and return to us. Your
signed application and the information it contains enables us
to give you an accurate quotation in writing - then you decide.
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Q: What happens if I am taken ill or made redundant and
have difficulty in making the repayments?
Your home is
at risk if you do not keep up the repayments on a mortgage or
loan secured on it. A comprehensive sickness, accident, and
redundancy cover is available to cover you against the eventuality.
We thoroughly recommend you take advantage, for the little extra
it costs, it's definitely worth it.
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Q: What happens
if I choose to repay my loan early?
Please make
contact with the office & we will provide you with a settlement
figure calculated as set down by the Credit Contracts & Consumer
Finance Act 2003.
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Q: How will I repay my loan?
Loans are usually
repaid by automatic payment or Direct Debit through the bank
or, we will organise with your employer to make payments direct
to us. Whichever is the most convenient. Every aspect of your
inquiry will be treated with total confidence. If you are self
employed we can help too. If you are confused, concerned or
worried about any aspect of your application don't hesitate
to contact us - we are here 5 days a week to give you all the
help you need
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