Trust, Family, Understanding & A Smile

Terms of use

This page states the Terms and Conditions under which you may use this web site. Please read this page carefully. If you do not accept the Terms and Conditions stated here do not use this web site.

Ownership & ©Copyright

We own this Web Site and all the material contained in this web site remains the property of Pacific Loans Limited . You do not acquire any intellectual property rights in that material. All rights are reserved. You may download or print the material on this web site but only for your own individual use unless expressly stated in the web site. All trademarks and copyright notices as they appear on this web site must be included in any copy you make.  Unless expressly stated in the web site, you must not adapt or amend any part of the material without the prior written consent of Pacific Loans Limited .

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Change of Content

Pacific Loans Limited  reserves the right to change any information published online at any time without notice.

Disclaimers

Please independently check all information. We have made considerable effort to ensure that the web site is up to date and free from errors. However, the material on this web site from time to time is provided "as is". All warranties, representations or conditions whether implied by statute, law, trade or custom which would otherwise apply to this material are excluded to the fullest extent permitted by law.

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Liability

Pacific Loans Limited  are not responsible to you at law, by statute or in equity or otherwise for any loss, damage or injury incurred by you (whether direct or indirect) arising from this material or from an inability to use this website. If however the law limits Pacific Loans Limited 's ability to exclude this liability, or it is held liable to you, then (unless the law requires otherwise) its liability is limited to the cost you directly incurred to view this web site.

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Jurisdiction:

This website (and the goods and services described in it) are only intended for persons RESIDENT in New Zealand. Any matter arising between us will be heard by the New Zealand courts.

Offer and acceptance:

This website consists of a series of Invitations to Treat. Please transmit your offers by email. On receipt of your email we will contact you to advise our acceptance of your offer. We reserve the right to refuse any order for our products or services.

An email transmission is received by a party when the other party receives confirmation of delivery of the email.

Privacy Policy

Please note that when registering for more information or in completing and submitting any form on this website, you will be providing us with personal information. We will hold this information and use it to develop our relationship with you and to send you information about our services or products that may be of interest. Your personal information will be held at Pacific Loans Limited  Head Office, 2018 Great North Road, Avondale, Auckland. Under the Privacy Act 1993 you have the right to access and correct your personal information. To do so contact us at this address or call us on Ph. 09 820 2484.

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